Senator Fields, bill sponsor, presented House Bill 20-1086. Under current law, health insurance carriers offering individual or small group health benefit plans must ensure that coverage includes behavioral, mental health, and substance use disorder services, including behavioral health treatment. While this coverage is required in all individual and small-group health benefit plans, carriers are not required to provide coverage for the total cost of such services. Beginning January 1, 2022, the bill requires that all applicable health plans provide coverage for the total cost of a 60 minute annual mental health examination, which is defined in the bill. The examination must be performed by a qualified mental health care provider, which is defined as any of the following:
- physician assistant who has training in psychiatry or mental health;
- clinical social worker;
- marriage and family therapist;
- licensed professional counselor;
- addiction counselor; or
- advanced practice nurse, with specific training in psychiatric nursing.