Enforce Insurer Compliance Requests Insurance Policy
| Type | Bill |
|---|---|
| Session | 2025 Regular Session |
| Subjects |
Concerning a homeowner's insurance carrier's duty to comply with a policyholder's request for a copy of their insurance policy.
Bill Summary:
The act modifies current law regarding the process by which a policyholder may request a certified copy of their insurance policy (policy) from a homeowners insurance carrier (carrier) and the carrier's duty to comply. The act clarifies that such a request must be in written form and received by the carrier's registered agent (agent) and that the carrier's window of time to make the policy available begins when the agent receives the request.
The act also imposes a penalty against a carrier that fails to comply with a policyholder's request for a certified copy of their policy in the amount of $50 per day and authorizes the award of attorney fees and costs for a policyholder's enforcement of the requirement.
(Note: This summary applies to this bill as enacted.)
Related Documents & Information
| Activity | Vote | Documents |
|---|---|---|
| Refer House Bill 25-1322 to the Committee of the Whole. | The motion passed on a vote of 5-2. | Vote summary |
| Activity | Vote | Documents |
|---|---|---|
| Adopt amendment L.001 (Attachment D) | The motion passed without objection. | Vote summary |
| Refer House Bill 25-1322, as amended, to the Committee of the Whole. | The motion passed on a vote of 11-0. | Vote summary |
| Date | Calendar | Motion | Vote | Vote Document |
|---|---|---|---|---|
| 05/06/2025 | Third Reading | BILL |
24
AYE
11
NO
0
OTHER
|
Vote record |
| Date | Calendar | Motion | Vote | Vote Document |
|---|---|---|---|---|
| 04/25/2025 | Third Reading | BILL |
42
AYE
20
NO
3
OTHER
|
Vote record |
| Date | Amendment Number | Committee/ Floor Hearing | Status | Documents |
|---|---|---|---|---|
| 04/15/2025 | L.001 | HOU Judiciary | Passed [*] |
| Date | Location | Action |
|---|---|---|
| 06/03/2025 | Governor | Governor Signed |
| 05/13/2025 | Governor | Sent to the Governor |
| 05/13/2025 | Senate | Signed by the President of the Senate |
| 05/13/2025 | House | Signed by the Speaker of the House |
| 05/06/2025 | Senate | Senate Third Reading Passed - No Amendments |
| 05/05/2025 | Senate | Senate Second Reading Special Order - Passed - No Amendments |
| 05/05/2025 | Senate | Senate Committee on Judiciary Refer Unamended to Senate Committee of the Whole |
| 04/28/2025 | Senate | Introduced In Senate - Assigned to Judiciary |
| 04/25/2025 | House | House Third Reading Passed - No Amendments |
| 04/24/2025 | House | House Third Reading Laid Over Daily - No Amendments |
| 04/23/2025 | House | House Second Reading Laid Over Daily - No Amendments |
| 04/23/2025 | House | House Second Reading Special Order - Passed with Amendments - Committee |
| 04/17/2025 | House | House Second Reading Laid Over to 04/21/2025 - No Amendments |
| 04/15/2025 | House | House Committee on Judiciary Refer Amended to House Committee of the Whole |
| 04/04/2025 | House | Introduced In House - Assigned to Judiciary |
Prime Sponsor
Sponsor
| Effective Date | Chapter # | Title | Documents |
|---|---|---|---|
| 08/06/2025 | 406 | Enforce Insurer Compliance Requests Ins Policy |