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Study Single Geographic Area Individual Health Plans

Concerning the creation of a single geographic rating area for health insurers to use when establishing rates for individual health insurance plans.
2016 Regular Session
Health Care & Health Insurance
Bill Summary

Under current law, health insurers are permitted to consider the geographic location of the policyholder when establishing health insurance rates for individual and group insurance plans.

The act directs the commissioner of insurance to study the impacts and viability of creating a single geographic rating area, consisting of the entire state, for purposes of determining premium rates for individual health benefit plans. The commissioner is to include in the study an examination of factors that affect differentiations in premium rates, including differing health care costs throughout various geographic areas of the state. By August 1, 2016, the commissioner is to report and present the findings and recommendations to the joint budget committee of the general assembly and send the report to the health committees of the general assembly. Additionally, the commissioner is to present the report to the health committees during their hearings held prior to the 2017 regular legislative session under the 'State Measurement for Accountable, Responsive, and Transparent (SMART) Government Act'.

The requirements under the act repeal on December 31, 2016.

(Note: This summary applies to this bill as enacted.)


Became Law


Bill Text

The effective date for bills enacted without a safety clause is August 7, 2024, if the General Assembly adjourns sine die on May 8, 2024, unless otherwise specified. Details